Commercial Loans

This is a credit facility offered by the Bank to supplement the operating capital of Accredited Financial Institutions / Rural banks / Cooperatives.

Benefits

  • Lower interest cost on the loan during the rediscounting period.

The SME Loan Program is a multi purpose loan package designed to cater to small and medium enterprises to be used for working capital or fixed asset acquisition available via term loan or credit line.

Benefits

  • To provide a wider scale of lending opportunities to small and medium scale enterprises.
  • To promote and generate income and project opportunities for SME's.

This is a short-term loan available for working capital requirement of the clients. Can be used to cover cashflow requirements to finance receivables, inventories, seasonal operating needs, or to meet business expansion.

  • Acquisition of fixed assets.
  • Purchase of equipment.
  • Construction / Expansion / Modernization of building, factories and plants.
  • Working capital requirements.
  • Aacquisition of raw materials, supplies, etc.
  • Trading operations.

Ranging from medium to long term loan packages, Term Loan offers repayment periods designed to meet the client's pattern of debt servicing needs. The term loans are geared to finance:

  • Acquisition of fixed assets.
  • Purchase of equipment.
  • Construction / Expansion / Modernization of building, factories and plants.
  • Working capital requirements.
  • Aacquisition of raw materials, supplies, etc.
  • Trading operations.